Health Reimbursement Arrangement (HRA)

Health Reimbursement Accounts¬†(HRAs) are just another benefit ABA offers employers to address the rising costs of healthcare. HRAs have similar tax advantages to FSA accounts, but employees are allowed to roll-over any unused dollars at the end of the year. At the employer’s discretion, the HRA may be offered alongside an FSA, providing considerable pre-tax savings to employees.

American Benefit Administrators innovative, customized HRA administration that completely addresses employer needs and offers employees unmatched customer service.


  • Plan Document design and Summary Plan Description creation
  • Employee education regarding maximization of HRA benefits
  • Online services for employees access to account balances and claim status
  • Online employer access for easy check of non-private health information
  • Clear, comprehensive employee enrollment materials

If you would like to explore our services and what we can offer contact us today at


The U.S. Departments of Health and Human Services, Labor, and the Treasury issued a new policy that will provide hundreds of thousands of employers, including small businesses, a better way to provide health insurance coverage, and millions of American workers more options for health insurance coverage. The Departments issued a final regulation that will expand the use of health reimbursement arrangements (HRAs). When employers have fully adjusted to the rule, it is estimated this expansion of HRAs will benefit approximately 800,000 employers, including small businesses, and more than 11 million employees and family members, including an estimated 800,000 Americans who were previously uninsured.

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“ I just wanted to send you a quick note to say thank you for expediting my claim, my payment was in my account the very next day and your staff was very nice! ”
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