COBRA Administration & Direct Bill

Cobra Law gives former employees or dependents of employees the right to continue to receive health insurance under their employer’s health plan(s) if employment is terminated as a result of certain events. COBRA law is very specific, and lays out explicit requirements with which employers must comply, including the length of coverage required if a former employee elects to continue benefits.

ABA will help businesses navigate the tricky COBRA terrain and carefully asumes the administration of insurance continuation on a business’s behalf, relieving staff stress, endless paperwork and COBRA confusion and frustration.


It drains internal resources. By outsourcing COBRA administration to ABA, your business can get back to business as usual. Compliance is critical. Legal and regulatory issues involving COBRA are complex and stringent, and the fines and penalties for noncompliance can be enormous. Remember, COBRA isn’t a benefit, it’s a law—compliance is vital. Cost. ABA is efficient and effective. As a result, third-party COBRA administration can often be less expensive than similar in-house efforts. Distance. ABA can serve as a friendly but knowledgeable third-party buffer between terminated employees and a company.


Direct bill administration allows ABA to collect and remit premiums to carriers or to you.  We can collect premiums from retirees, employees on FMLA and benefit plan enrollees for broker products.  In short, ABA is able to assist both employers and brokers with the collection and remittance of any kind of premium.


ABA utilizes a very robust and user friendly system that accommodates both COBRA and Direct Bill administration.  This means only one login to manage both!

If you would like to explore our services and what we can offer contact us today at

The Benefits are Clear

ABA’s staff has the knowledge and technology to track and administer your business’s COBRA plans, eliminating the typical burdens, frustrations, and worries about compliance usually associated with this complex, time-consuming benefits package. ABA is involved with you and your employees through the complete process.
“ I just wanted to send you a quick note to say thank you for expediting my claim, my payment was in my account the very next day and your staff was very nice! ”
Participant Staffing